Your Account

When contributions are first received on your behalf, an individual account is established for you. Your individual account will consist of your: 

• Employer 401(a) Contributions (if any), plus 
• Any investment gains, minus 
• Any investment losses, minus 
• Fees and expenses, minus 
• Benefits paid, plus or minus forfeitures. 

Your individual account is maintained only for accounting purposes. The assets of your individual account are not segregated.