Vesting

Current participants become fully vested in contributions made to the Plan after earning six years of service and partially vested based on years of service less than six. You also become fully vested in certain situations such as retirement, disability and death. See the Summary Plan Description for details. 

Once fully vested, you are entitled to 100% of contributions made to the Plan:

• Minus fees and expenses,
• Minus your share of the Plan’s expenses,
• Plus or minus any forfeitures, and
• Plus or minus any investment earnings or losses

See the Summary Plan Description for details. To verify vesting, contact the Fund Office.